Working capital · Established businesses
Most owners get handed one structure and told to take it. We start with the business — what's coming in, what you're already carrying, what the money is for — and lay out what's realistically available.
How much do you need?
What we work with
Which one fits depends on your revenue pattern and what you're already carrying — that's the conversation, not a menu you pick from blind.
01
Capital sitting there for when you need it, drawn on your timing.
02
A lump sum sized to what the business actually brings in.
How it goes
You'll know where you stand before you've committed to anything.
A short form on the business and what the capital is going toward. Nothing binding, and we don't need your whole file to have a useful conversation.
Recent bank statements tell us what the business can carry. We come back with the structures that are realistic — side by side, in plain terms, including the tradeoffs.
You decide which one you want, or none of them. Once an option is signed, funds typically move within 24–48 hours.
Straight answers
No. There's no fee to see what's available and nothing obligating you to move forward. If nothing on the table makes sense for your business, we'll tell you that instead of pushing something through.
No — it's one of the most common situations we work with. Existing positions are part of the math, and for a lot of owners the real goal is getting them into something easier to carry.
We work best with established companies — generally five years or more, with consistent revenue.
The short form to start, then recent business bank statements. That's usually enough to tell you where you stand.
Most of it happens inside the same week. Once the paperwork is signed, funds typically arrive in 24–48 hours.
Grow Cap Lane works with affiliated funding partners rather than a single source, which is why more than one structure is usually on the table. You'll know exactly who is funding you and on what terms, in writing, before anything is signed.
Next step
A few questions about the business. Takes about two minutes, and there's no obligation at the end of it.
Prefer to talk it through first? Call the number at the top of the page.
A few questions about the business. No obligation.